Why Pro Forma Projections Rarely Drive Bank Decisions
Pro forma projections are a common part of funeral home transactions. Buyers often spend significant time building forward-looking models to […]
Owner Compensation Assumptions and Funeral Home Loan Approval
Owner compensation is one of the most important—and most misunderstood—inputs in funeral home financing. Buyers naturally focus on what they
Why Partner Buyouts Are Often Harder to Finance Than Acquisitions
Partner buyouts often appear simpler on the surface than acquiring a new funeral home. There is an existing operation, established
SBA vs. Conventional: How Banks Decide What Fits a Funeral Home Deal
Buyers frequently ask whether an SBA loan or a conventional loan is “better” when purchasing a funeral home. The question
Why Partner Buyouts Are Often Harder to Finance Than Acquisitions
Partner buyouts often appear simpler on the surface than acquiring a new funeral home. There is an existing operation, established
Why Real Estate Decisions Can Make or Break a Funeral Home Loan
In many funeral home transactions, most of the attention is placed on the operating business call volume, revenue, margins, and
How Seller Notes Are Viewed by Banks in Funeral Home Transactions
Seller notes are common in funeral home transactions, but they’re often misunderstood. Buyers sometimes view a seller note as a
Why Asking Price Is Only One Small Part of Financing a Funeral Home
When a funeral home is listed for sale, the asking price often becomes the focal point of the conversation. Buyers
The Most Common Financing Mistake Funeral Home Buyers Make—Before They Ever Talk to a Bank
Most financing problems don’t start with bad businesses or unqualified buyers. They start much earlier—with a simple but costly assumption.
Why Two Funeral Homes With Similar Revenue Can Get Very Different Loan Terms
It’s not uncommon to see two funeral homes with nearly identical revenue receive very different loan terms. To buyers, this
