Why Banks Rarely Finance 100% of a Funeral Home Purchase
Exterior view of a modern funeral home building with covered entrance, landscaped grounds, and illuminated windows at dusk. Many buyers […]
What Makes a Funeral Home “Financeable” vs. “Interesting”
Many funeral homes appear attractive on paper. They may have strong locations, recognizable names in their communities, or growth stories
How Lenders View Seller Employment After Closing
Seller involvement after closing is common in funeral home transactions. In many cases, the seller remains employed for a period
Why Banks Care More About DSCR Than Purchase Price
When buyers discuss financing, purchase price often dominates the conversation. It’s visible, easy to compare, and feels like the main
What Can Cause a Funeral Home Loan to Be Revised Late in the Process
Most buyers assume that once a loan is approved, the terms are final. In practice, however, loan terms can be
Why Not All “Add-Backs” Are Treated Equally by Banks
Add-backs are common in funeral home financial statements, especially when owners are preparing a business for sale or refinancing. In
How Banks Evaluate Funeral Home Appraisals
Appraisals play a role in many funeral home transactions, but banks do not treat them as a simple “yes or
What Banks Look for When Refinancing an Existing Funeral Home
Refinancing an existing funeral home is not the same as purchasing one. While both involve underwriting a business, banks evaluate
Why Loan Preparation Often Matters More Than Loan Shopping
Many buyers spend significant time comparing banks and interest rates when planning a funeral home acquisition. That instinct is understandable—rates
How Banks Evaluate Funeral Home Management Transitions
Management transitions are a critical moment in any funeral home transaction. From a bank’s perspective, changes in leadership often introduce
