How Long Does a Funeral Home Loan Take to Close?
Most buyers ask this question before they ask almost anything else, and for good reason. A closing timeline affects everything […]
Specialized Loan Topics
Learn about specialized funeral home loan topics, including advanced financing options, lending strategies, and solutions for unique funding scenarios.
How Seasonal Cash Flow Affects Funeral Home Loan Approval
A funeral home does not earn the same in July as it does in January. Most businesses would call that
How SBA Guarantee Fees Affect Your Funeral Home Loan Cost
Nobody mentions the guarantee fee until it shows up in your closing numbers. By then it is too late to
Why Direct Bank Lending Is Better for Funeral Home Owners
A broker does not lend you money. A broker sells your file to someone who does. That one fact changes
How to Finance a Funeral Home Ownership Succession
Most funeral homes do not change hands through a listing. They change hands through a family. A parent steps back.
The Tax Return Lies. Not Intentionally But It Lies.
What a funeral home reports to the IRS and what a funeral home actually earns are not the same number.
The Number Lenders Look at Before Almost Anything Else
Before they look at your credit. Before they look at the asking price. Lenders look at call volume. How many
The Ratio That Quietly Decides Whether Your Deal Gets Approved
You can have great credit. Solid equity. A well-run funeral home. And still get declined because the numbers do not
Your Credit Score Is One Number. It Is Not the Whole Story.
Lenders use credit scores because they are fast. Not because they are complete. A 640 score on a buyer with
How Lenders Think About Goodwill vs. Hard Assets
Funeral home transactions often include a significant amount of goodwill. In many cases, the value of the business is driven
