How Working Capital Affects Your Funeral Home Loan Approval
If you are preparing to apply for a funeral home loan whether for an acquisition, expansion, or refinancing, working capital
How to Finance a Funeral Home Renovation or Building Expansion
If you’re planning to renovate your existing funeral home or expand your facility to meet growing community demand, financing that
Funeral Home Loan Denied: What to Do Next and How to Reapply
If your funeral home loan application was denied, it can feel like a serious setback especially when you’ve invested significant
Funeral Home Loan Denied: What to Do Next and How to Reapply
If your funeral home loan application was denied, it can feel like a serious setback especially when you’ve invested significant
What Causes Funeral Home Deals to Stall After an LOI Is Signed?
Why LOI Is Just the Starting Point Signing a letter of intent (LOI) can feel like a major milestone in
How Lenders Think About Goodwill vs. Hard Assets
Funeral home transactions often include a significant amount of goodwill. In many cases, the value of the business is driven
Why Banks Rarely Finance 100% of a Funeral Home Purchase
Exterior view of a modern funeral home building with covered entrance, landscaped grounds, and illuminated windows at dusk. Many buyers
What Makes a Funeral Home “Financeable” vs. “Interesting”
Many funeral homes appear attractive on paper. They may have strong locations, recognizable names in their communities, or growth stories
How Lenders View Seller Employment After Closing
Seller involvement after closing is common in funeral home transactions. In many cases, the seller remains employed for a period
DSCR for Funeral Home Loans: What Banks Require and How to Calculate It
Most banks financing funeral home acquisitions require a minimum Debt Service Coverage Ratio of 1.25, meaning the business generates $1.25
