How Pre-Need and Trust Income Are Viewed in Funeral Home Underwriting
Pre-need programs and trust income are important components of many funeral home businesses. They can provide long-term stability, future call
What Banks Look for in First-Time Funeral Home Buyers
First-time funeral home buyers often assume they’re at a disadvantage when applying for financing. It’s an understandable worry — you’re
Why Funeral Home Cash Flow Is Treated Differently Than Other Small Businesses
On the surface, a funeral home may look like any other small business. It has employees, operating expenses, facilities, and
Why Pro Forma Projections Rarely Drive Bank Decisions
Pro forma projections are a common part of funeral home transactions. Buyers often spend significant time building forward-looking financial models
Owner Compensation Assumptions and Funeral Home Loan Approval
Owner compensation is one of the most important and most misunderstood—inputs in funeral home financing. Buyers often focus on personal
SBA vs Conventional: How Banks Decide What Fits a Funeral Home Deal
Buyers frequently ask whether an SBA loan or a conventional loan is “better” when purchasing a funeral home. The question
Funeral Home Partner Buyout Financing: 2026 SBA Rules
A partner buyout looks like the easiest deal in funeral service. The business already runs, the call volume is proven,
Why Real Estate Decisions Can Make or Break a Funeral Home Loan
In many funeral home transactions, most of the attention goes to the operating business — call volume, revenue, margins, and
How Seller Notes Are Viewed by Banks in Funeral Home Transactions
Seller notes are common in funeral home transactions, but they’re often misunderstood. Buyers sometimes view a seller note as a
Why Asking Price Is Only One Small Part of Financing a Funeral Home
Reviewed by the FuneralHomeLoan.com lending team | Updated 2026 When a funeral home is listed for sale, the asking price
