Get Ready for Your Funeral Home Loan
Being prepared before you apply can make the entire process smoother and faster. At FuneralHomeLoan.com, we’ve created a straightforward checklist that outlines exactly what lenders need to review your application.
By gathering the right documents in advance, you’ll avoid delays, improve your approval chances, and reduce stress along the way.
Loan Submission Checklist
For Acquisition of a Funeral Home
When applying to purchase a funeral home, lenders will ask for the following documents from the business being acquired:
- Business Federal Tax Returns (2022, 2023, 2024)
- Profit & Loss Statement (dated within the last 60 days)
- Balance Sheet (dated within the last 60 days)
- Annual Call Totals (2022, 2023, 2024, YTD 2025)
- List of Real Estate Parcels with Estimated Values
- Current Pre-Need Balances
- Brief History of the Business
- Titles to Company Vehicles
For Existing (Affiliate) Businesses
If you own 20% or more of another business, you’ll also need to provide:
- Business Federal Tax Returns (2022, 2023, 2024)
- Profit & Loss Statement (dated within the last 60 days)
- Balance Sheet (dated within the last 60 days)
- Long-Term Debt Schedule (dated within the last 60 days)
- Annual Call Totals (2022, 2023, 2024, YTD 2025)
- List of Real Estate Parcels with Estimated Values
- Current Pre-Need Balances
- Brief History of the Business
- Titles to Company Vehicles
Personal Items
Every borrower will also need to provide personal information for review:
- Personal Federal Tax Returns (2022, 2023, 2024)
- Personal Financial Statement
- Management Resume
Definitions
Target Business: The funeral home you are acquiring through this loan.
Affiliate Business: Any business in which you own 20% or more interest.
Helpful Resources
We’ve also created additional articles to help you better understand the loan process. These guides are free to download and provide valuable insights into financing a funeral home.
